Mobile Banking

Now it is old style to avail  banking services through making use of Credit and debit Cards. In case of  lost of these cards there is a possibility of misusing the same. Now its possible to avail banking services without using  these cards as mobile banking is getting more and more popular these days. In mobile banking not only  summary of account can be viewed but also Fund transfer from one bank to other, bill payments etc..can also be done.

The fund transfer limit in the savings account is being  increased to 50000 rupees in a day. The Icici bank has already started giving this service to about eighty lakh customers, whereas state bank of india has registered about 50,000 customers under this service. Realizing the importance of this service other banks too coming forward to provide mobile banking services to their customers.

                                      BEWARE OF FAKE MAILS OR MESSAGES

Spam is known thing for regular internet users. Sometimes spam mails can be seen in the inbox also. Those spam mails usually comes in the name of noted banks exactly like as if it is sent by bank officers from their official email id. Spam mail contents generally highlight the reasons like  net banking password update, account number update or it is in the form of enquiring the account status. These kinds of mails are undoubtedly spam  and it should be understood that someone is trying to grab the details of account holder. It is always better to put these mails to spam and delete the same permanently.

No bank asks any detial or updates relating to their customers account  through email. More importantly no bank asks their account holders to change their net banking  password through email. The password given to the net banking customers is the most confidential which is sent through two different couriers companies. The customer should always treat password as case sensitive and confidential and the same should not be disclosed to anyone under whatever circumstances it may be.

The bank transaction  runs not always only on trust but also based on confidentiality and private.The transaction happens between the customer and the authorized person of the bank, whether it is net banking, mobile banking the transaction runs confidential and private. So it is always good to be on  alert about the mails receives in the name of bank. If required and feel doubted of any such mails respective branch of the bank can be contacted to keep them informed. walk-in to the respective branches often and clearing the doubts is a healthy habit. Registering for SMS services, verifying transaction through ATM's mini statement at least twice a month etc., helps checking any unauthorized transactions if happened.

 Lastly wishing the readers of this article "happy mobile banking"